The Otto Firm
        
        1501 Bisycane Blvd
        Miami, FL  33301
        
        At The Otto Firm we take our ethical responsibilities and your privacy
        seriously by recognizing that your privacy is important. We have a strong
        commitment to providing excellent service to all our customers and visitors of
        this Web Site, including respecting your concerns about privacy. This Privacy
        Policy discloses how we collect personal information, the types of personal
        information we receive and collect, our use of current and former consumer
        information, as well as the steps that we take to safeguard your information.
        If you use this site you explicitly agree to the terms and conditions of the
        The Otto Firm Privacy Policy in effect at the time of your use. If you do not
        agree to this policy, please do not use the The Otto Firm site. We hope that
        this disclosure will help increase your confidence in our website and enhance
        your experience on the Internet. Therefore, in compliance with industry
        standards and regulations enforced typically by federal and state governments,
        we abide by the following Privacy Policy.
        
        Information
Collection and Use 
        This Privacy Policy applies to consumers that have signed up
        ("Consumers") on this website ("Web Site") or any web site
        owned by the owner of The Otto Firm. In addition, the owner of The Otto Firm
        owns several other domain names that point to this site, and we will from time
        to time add new sites that may or may not be listed in this Privacy Policy.
        Please note that this pledge applies only to sites maintained by the owner of
        The Otto Firm and not to web sites maintained by other companies or
        organizations to which we link. In addition, this policy applies only to
        information collected by The Otto Firm online, not offline. We may share the
        personal information that you supply to us with other third party businesses to
        bring selected retail opportunities to our Consumers. These third party
        businesses may include providers of direct marketing services and applications,
        including lookup and reference, data enhancement, suppression and validation
        and email marketing. You can browse the The Otto Firm web site at anytime
        without revealing any personal information about yourself. Personal information
        is information about you that is personally identifiable, such as your name,
        address, email address, or phone number that is not otherwise publicly
        available ("Consumer PII" or "PII"). This information helps
        us serve you better by enabling us:
        
        ::
        to process and fulfill your requests for products and services
        :: to
        solicit your opinions and other feedback
        :: to
        conduct research
        :: to
        customize the advertising and content you see
        :: to
        provide anonymous reporting for internal and external clients
We may collect personal information at the following times:
        
        ::
        when you register to receive communications from this website or any website
        owned by the owner of The Otto Firm.
        ::
        when you seek information or apply for products and services offered through
        this website or any website owned by the owner of The Otto Firm.
        ::
        when you enter promotions or sweepstakes offered by this website or any website
        owned by the owner of The Otto Firm
        ::
        when you provide personal information to us through feedback, survey, or other
        forms hosted on this site or any website owned by the owner of The Otto Firm.
        ::
        when you apply for a job with The Otto Firm.
        
        
        In addition, we may receive information about you from other sources, such as
        service providers and unaffiliated third party marketing companies, for
        tracking purposes. We may add the information we receive about you to your
        existing account. Like other web sites, we also automatically receive and
        record certain types of information every time you visit us. We use
        "cookies" and the other information to enhance your experience and
        present you with personalized offers. Likewise, we use third-party advertising
        companies to distribute and track advertisements appearing on our web site.
        These companies may employ cookies and action tags to measure advertising
        effectiveness.
        
        Legal Protection
        
        We reserve the right to disclose your Consumer PII, as required, to comply with
        the law, applicable regulations, governmental and quasi-governmental requests,
        judicial proceedings, court orders, or legal process, and will establish or
        exercise our legal rights and defend against legal claims at our discretion. We
        will share, without notice to you, all information we possess in response to
        court orders, subpoenas and to comply with government investigations. At our
        discretion we will share information in order to investigate, prevent, or take
        action regarding illegal activities, suspected fraud, situations involving
        potential threats to the physical safety of any person, violations of
        The Otto Firm's Terms of Use or as otherwise required by law.
        
        Use and Sharing of
Your Personally Identifiable Information 
        The Otto Firm RESERVES THE RIGHT TO, AND WILL, SELL OR TRANSFER YOUR PERSONAL
        INFORMATION TO THIRD PARTIES FOR ANY PURPOSE IN ITS SOLE DISCRETION. This
        includes sharing Consumer PII with The Otto Firm partners, sponsors,
        advertisers, service providers and marketers lookup and reference services and
        any other entities that The Otto Firm believes are able to provide Consumers
        with special offers and opportunities. The Otto Firm prohibits the sale or
        transfer of Consumer PII to non-affiliated entities for their use without
        giving you the opportunity to opt-out. Although The Otto Firm advises everyone
        who receives Consumer PII from The Otto Firm to support this Privacy Policy,
        The Otto Firm has no control over such party's information handling practices
        and is not responsible for any failure of such party to adhere to this Privacy
        Policy.
        
        Additionally, The Otto Firm may share Consumer PII in aggregate, non-personal
        form, with select companies that wish to reach a particular Consumer target
        audience (e.g., female Consumers between the ages of 25-35, who have an average
        household income of over $50,000.00). This information will allow these
        entities to provide relevant offers to specific Consumers.
        
        Finally, The Otto Firm may disclose Consumer PII in order to: (1) comply with
        applicable laws; (2) respond to governmental inquiries; (3) comply with valid
        legal process; or (4) protect the rights or property of The Otto Firm, the
        Network Sites or other Consumers of this Site.
        By registering and using this Web Site, Consumers acknowledge that the
        processing of their Consumer PII for the purposes described above may involve
        the transfer of such PII from within the United States of America
        ("USA") to countries outside the USA whose data protection regulation
        may not be as stringent as that within the USA.
        
        When you request quotes or request to be contacted through The Otto Firm or our
        other sites that we operate, you are authorizing us to share information with
        our business partners who will contact you by phone, email, or mail. We may
        also contact you through any of the above means. If you do not want further
        communication from them or us, please notify the person or entity that contacts
        you directly. We reserve the right to make changes in this policy at any time.
        
        Business Transfer
        
        As with any other business, it is possible that The Otto Firm in the future
        could merge with or be acquired by another company. If such an acquisition
        occurs, the successor company will have access to the information maintained by
        The Otto Firm, including customer account information. Any successor company
        will continue to be bound by this Privacy Policy.
        
        Minors
        
        You must be at least 18 years old to use this web site. We do not knowingly
        collect, use, or disclose personal information about visitors under 18 years of
        age. If you are under 18 years of age, you may not use the services offered on
        our web site unless they are used with the consent, permission and supervision
        of your parents or guardians.
        
        Cookies and IP
Addresses 
        To serve you more efficiently and effectively, we use "cookies"
        technology. A cookie is a piece of data stored on the user's hard drive that
        contains information about the user. Cookies are not way linked to Consumer
        PII. Once the user closes their browser, a cookie typically terminates. Cookies
        enable a web site to "personalize" itself for each user and reduce
        the time it takes for pages to load on your computer. In order to optimize your
        experience, cookies also help with the collection of customer tracking data. We
        may also capture customer tracking data on some of our partner's web sites,
        related to activity involved with the completion of offers listed on our web
        site. This information is used to monitor the performance of our partners. If
        you reject cookies, you may still use our site, but your ability to use some
        areas of our site will be limited. We also keep track of Internet Protocol (IP)
        addresses and may disclose your IP address during the course and scope of our
        business. An IP Address is a number that is used by computers on the network to
        identify your computer every time you log on to the Internet.
        
        Some of our non-affiliated business partners (e.g., advertisers) use cookies on
        our site. We have no access to or control over these cookies. This Privacy
        Policy covers the use of our cookies only and does not cover the use of cookies
        by any advertisers.
        
        Clear Gifs
        
        We employ a software technology called clear gifs (a.k.a. Web Beacons/Web Bugs)
        that help us better manage content on our site by informing us what content is
        effective. Clear gifs are tiny graphics with a unique identifier, similar in
        function to cookies, and are used to track the online movement of Web users.
        Clear gifs are not tied to users' personal information. We also use clear gifs in
        our HTML-based emails to let us know which emails the recipients have opened.
        This allows us to gauge the effectiveness of certain communications and the
        effectiveness of our marketing campaigns. If users would like to opt-out of
        these emails, please see the Opt-out section within any email you receive from
        us or unsubscribe from our homepage by clicking here.
        
        Opting-Out
        
        We offer you choices when we ask for personal information, whenever reasonably
        possible. We provide you the opportunity to "opt-out" of having your
        personally identifiable information used for certain purposes, when we ask for
        this information. You may decline to provide personal information to us and/or
        refuse cookies in your browser, although some of our features or services may
        not function properly as a result.
        If you no longer wish to receive newsletter and promotional communications, you
        may opt-out of receiving them by following the instructions included in each
        newsletter or communication or by emailing or calling us per the information
        contained on our contact page. You may continue to receive email communications
        from us up to ten (10) business days from the time we receive your unsubscribe
        request. Please note that The Otto Firm can only control its own mailing list
        and policies. Third party advertisers that maintain their own mailing lists may
        send communications that advertise our services, and you may need to contact
        these parties directly in order to stop receiving their communications.
        Although The Otto Firm only supports permission-based emails, The Otto Firm
        does not obligate itself to restrict third parties advertising The Otto Firm
        beyond that which is required by applicable law.
        
        Advertisements &
Pop Up Windows 
        On occasion, you may receive advertisements for The Otto Firm from third
        parties. These advertisements are served by the third party web site that you
        have visited or directly from this website or any site owned by the owner of
        The Otto Firm. In addition, such advertisements may be placed by third party ad
        servers or ad networks. We maintain relationships with a number of the third
        party ad networks currently operating. You may find more information at the web
        site of either the individual ad network or the network advertising initiative.
        Your relationships, transactions and any opt-out requests with any such third
        party are governed by the specific policy such third party has, and not those
        of The Otto Firm.
        
        Third Party Links
        
        This Privacy Policy applies to all information that you provide to
        The Otto Firm. However, when you visit web sites to which The Otto Firm
        provides a link, keep in mind you will be interacting with a third party that
        operates under its own privacy and security policies, and terms of use. If you
        choose to obtain certain services through a third party site, the data
        collected by the third party is governed by that third party's privacy policy.
        A third party site will also have its own policy regarding the use of cookies
        and clear gifs. We encourage you to review the privacy policies and terms of use
        of any other service provider from whom you request services.
        
        If The Otto Firm receives personal information from a third party unrelated to
        any service offered on our site, the use and disclosure of such information is
        governed by the agreement (if any) between The Otto Firm and such third party.
        
        Framing
        In some cases, we may require the use third party vendors, outside companies,
        to operate portions of the The Otto Firm web site and/or to provide certain
        services including clerical, information processing and shipping services.
        Although the particular section of the web site may have a similar appearance
        as the The Otto Firm site, information submitted through these outside third
        parties are subject to this Privacy Policy unless otherwise stated.
        
        When you sign up for our services, we will share only as much information as is
        necessary for the provision of those services. We require that all third
        parties, hired by The Otto Firm, comply with our Privacy Policy in order to
        keep your information safe and secure. These third parties are prohibited from
        using or sharing your personally identifiable information for any purpose other
        than the job they were hired to do.
        
        Updating Your
Information 
        If you want to access or update the personal information you submitted to
        The Otto Firm please e-mail us at admin@theottofirm.com or write us at
        the following address.
        
        The Otto Firm 
Attn: Customer Care
        1501 Bisycane Blvd
        Miami, FL  33301
        
        
        Questions and
Suggestions 
        If you have any questions, concerns or suggestions about our Privacy Policy,
        you may contact us:
        :: By
        sending an email to: admin@theottofirm.com
        
        :: By
        sending a letter to:
The Otto Firm
        1501 Bisycane Blvd
        Miami, FL  33301
        
        Changes to this
Privacy Policy 
        The Otto Firm reserves the right to update or modify this privacy statement at
        any time and without notice. We will not jeopardize your privacy. The
        provisions contained in this privacy statement supersede all previous notices
        or policies regarding our privacy practices with respect to this site. Any and
        all changes will be made here, to this privacy statement. If you do not agree
        with the changes to how your information will be used, please do not continue
        to use this web site
        We encourage you to check our site frequently to see the current privacy
        statement and to be informed of how we are committed to protecting your
        information and providing you with improved content on our website in order to
        enhance your online experience. Upon any material changes to the policy
        statement, we will post those changes to this privacy statement, the homepage,
        and/or other places we deem appropriate so that you are aware of what
        information we collect, how we use it, and under what circumstances, if any, we
        disclose it. Our Privacy Policy will indicate the date it was last updated.
        Your continued use of our site will signify your acceptance of the changes to
        our Privacy Policy.
        
        Your California
Privacy Rights 
        CALIFORNIA RESIDENTS PRIVACY RIGHTS Companies that collect personally
        identifiable information ("PII") from California residents and
        disclose such information to Third Parties (including affiliated entities) for
        marketing purposes must, in response to a request by a consumer, either (1)
        provide a list detailing the categories of information shared and the entities
        to which such information was provided, or (2) provide a mechanism by which a
        consumer may opt-out of having their information shared with Third Parties. We
        have elected the second option and you may request that your PII not be shared
        with Third Parties by sending your request, including your full name, email
        address and postal address to: admin@theottofirm.com,
        or by mail to California Privacy Information c/o The Otto Firm,
        1501 Bisycane Blvd, Miami, FL  33301. 
        In accordance with California Civil Code Sec. 1789.3,
        California resident users are entitled to know that they may file grievances
        and complaints with California Department of Consumer Affairs, 400 R Street,
        Suite 1080, Sacramento, CA 95814; or by phone at 916-445-1254 or 800-952-5210
        or by email to dca@dca.ca.gov.
        
        For more information on how your personally identifiable information is
        collected and used, please read our complete Privacy Policy.
        
        PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.
        LAST UPDATED 07-15-2013